Payment Policy

Payment Policy

This Payment Policy explains how MORTON STYLE LTD processes and manages payments made on our website.

By placing an order, you agree to the terms outlined below.

1. Accepted Payment Methods

We accept secure online payments through trusted third-party payment providers, including Stripe.

Accepted payment methods may include:

• Credit cards (Visa, Mastercard, American Express where available)
• Debit cards
• Other supported digital payment methods displayed at checkout

2. Payment Security

All payments are processed through secure and encrypted payment gateways.

We do not store full credit or debit card details on our servers.

All transactions are handled in compliance with industry-standard security protocols.

3. Order Confirmation

Once your payment is successfully completed:

• You will receive an order confirmation email
• Your order will enter processing within 1–3 business days

If payment is not successfully completed, the order will not be processed.

4. Pricing and Currency

• All prices are displayed at checkout in the applicable currency
• Prices may be subject to change without prior notice
• The final amount charged will always be clearly shown before payment confirmation

5. Payment Authorization

By submitting payment information, you confirm that:

• You are authorized to use the selected payment method
• All payment details provided are accurate and valid

We reserve the right to cancel or refuse any order suspected of fraudulent activity.

6. Failed or Declined Payments

If your payment is declined:

• Please check your payment details and try again
• Contact your bank or payment provider if the issue persists
• Orders with failed payments will not be processed

7. Fraud Prevention & Risk Control

To ensure transaction security, we may perform risk checks on orders.

We reserve the right to:

• Hold or cancel suspicious transactions
• Request additional verification information
• Refuse orders flagged as high-risk or fraudulent

8. Refunds and Chargebacks

Refunds are processed in accordance with our Refund Policy.

If a chargeback is initiated without prior contact, we reserve the right to:

• Dispute the chargeback
• Suspend future orders from the customer account

We encourage customers to contact us first for any payment issues.

9. Currency & Bank Fees

Depending on your bank or country, additional fees may apply, such as:

• Currency conversion fees
• International transaction fees

These charges are determined by your bank and not by MORTON STYLE LTD.

10. Payment Issues

If you experience any payment-related issues, please contact us:

Email: payment@mortonstyle.net
Phone: +44 7397221830

We aim to respond within 24–48 hours.